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“Anything you want, you can attain, if you go after it”, Wayne Dyer.

You were born with all the skills and resources that you require to make the money you need. Therefore, finances or lack thereof shouldn’t be an issue for you.

Millennials now comprise 25% of the population. Annually, they not only spend $200 billion but as we have seen profoundly influence other generations. A recent study by T. Rowe Price reveals what money means to them. When 3,000 millennial working adults were surveyed, it found the following things about the 18- to 34-year-old set:

They keep better track of where they are spending their money than Baby Boomers

They are more likely to stick to a budget

They have increased their PPP contributions

improving the financial habits of millennials

Millennials’ habit of being budget sticklers means that they are now defying stereotypes. They have been called everything from short-sighted to spendthrifts and everything in between.

Gen Y members are said to be financially conscious since 88% of them live within their means. Moreover, 67% do whatever they can to save money. A larger percentage – 74% – was less comfortable spending their money than they were spending or investing it!

The financial scars left behind by the Great Recession have made cautious spenders out of this generation. While this isn’t necessarily a bad thing, it is preventing many young people from achieving their true potential; they are not even putting their money where it has the potential to generate wealth. This is wealth that could be put to use for the greater good of humanity.

“As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. They are to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life.” Timothy 6:17-21

The finance academy at HMCA makes it possible for you to secure your financial future and be in a position to help others by increasing your financial literacy. From budgeting to making financial decisions to economic policies to risk management to pricing models and corporate finance, everything needed to make you more financially literate is taught at HMCA’s finance academy. The Finance Academy allows you to acquire the skills needed and provides you with the materials and expertise necessary to enter the finance sector successfully.

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